Empowered and Informed: Questions Every Woman Should Ask Her Financial Advisor

You Deserve a Financial Plan That Reflects You

If you’re a woman who has never taken the financial lead, stepping into that role can feel like both a privilege and a burden. After decades of building a life by raising a family, nurturing relationships, and running businesses or household, you may now find yourself solely responsible for significant wealth and complex financial decisions.

You don’t have to be an expert, but you do need to ask the right questions. The right advisor will welcome them, listen with respect, and offer guidance that aligns with your goals, values, and lifestyle. As a woman-owned wealth management firm, we know what its like to take the reins and we’re here to help you do just that.

Start With Confidence: You Belong at the Table

First, give yourself credit. Managing your finances isn’t about having all the answers, it’s about knowing which questions to ask, and knowing that your voice matters in every conversation about your money. Whether you’re looking for a new advisor or assessing your current one, here are the essential questions every woman should be asking.

1. Are you a fiduciary?

This is one of the most important questions to ask. A fiduciary is legally obligated to act in your best interest, not to sell products or push commissions.

2. What is your experience working with women like me?

You want someone who understands the unique financial and emotional dynamics of transitioning from marriage or widowhood to solo financial leadership.

3. How are you compensated?

Transparency matters. Ask whether they are fee-only or based on commission. Knowing how your advisor is paid can reveal potential conflicts of interest.

4. Can you help me understand my entire financial picture?

From investments to tax strategies, estate planning to risk management, you need an advisor who sees the full landscape, not just your portfolio.

5. How will we communicate, and how often?

Do you want quarterly meetings? Regular email check ins? Make sure their style fits your preferences so you feel supported and never out of the loop.

6. How can you help me plan for income in retirement?

If you’ve never managed income streams before, ask how they’ll help you turn your assets into a reliable, tax-efficient income that supports your lifestyle.

7. What’s your approach to tax planning, especially now that I’m filing as a single woman?

Divorced and widowed women often face higher tax rates and new filing statuses. Your advisor should help you make proactive decisions to minimize tax impact.

8. Can you explain your investment strategy in plain English?

If someone can’t explain their approach clearly, it may not be the right fit. Look for clarity and confidence without condescension.

9. How will you help me create a legacy that reflects my values?

You’ve spent your life building relationships and meaning. Now is the time to make sure your financial legacy tells the story you want it to.

10. What other professionals do you work with on my behalf?

A good advisor often coordinates with CPAs, estate attorneys, and insurance professionals to ensure your entire financial life is integrated and protected.

You’re Not Starting Over: You’re Starting Strong

Whether you’re managing finances for the first time or simply taking a more active role, this is not about starting from scratch. It’s about leveraging what you’ve built, surrounding yourself with the right guidance, and designing a financial life that reflects the real you, not the one you were 20 years ago.

We Are With You Every Step of the Way

As a woman-owned firm, we’ve helped many women like you navigate this journey. We know what thoughtful, empathetic, and high-impact advice looks like, and we believe you deserve nothing less. Lets start with a conversation. If you’re ready to feel confident and clear about your wealth, schedule a consultation today.