Frequently Asked Questions About Our Financial Planning Services

Clear Insight Wealth Management is a fiduciary, fee-only wealth management firm providing comprehensive financial planning, personalized investment management, and integrated tax guidance. We help clients bring clarity to complex financial decisions and build a clear, confident path toward their long term goals.

Our approach is holistic and planning-led. We integrate financial planning, investment management, and tax planning so every decision works together. As a fiduciary firm, we are legally and ethically obligated to act in our clients’ best interests, and our fee-only structure ensures our advice is objective and aligned with your goals.

Yes. Clear Insight Wealth Management operates as a fiduciary at all times. This means we are required to

put our clients’ best interests first and provide advice that is transparent, unbiased, and aligned with their

long-term success.

Fee-only means we are compensated directly by our clients, not through commissions or product incentives. We do not earn commissions for investment or insurance products. This structure allows us to provide advice that is objective, conflict-free, and focused solely on what is best for you.

We primarily work with business owners, military families, and government employees. Many of our clients are navigating complex financial decisions, major life transitions, or long-term planning needs and value thoughtful, coordinated guidance.

Yes. We have experience helping military families and government employees plan through career transitions, benefits decisions, retirement planning, and tax considerations unique to their situations.

Yes. We work with business owners at various stages—from starting and growing a business to planning for succession, exit, or retirement. Our integrated approach allows us to coordinate financial planning, investment management, and tax planning around business ownership.

No. We do not have a formal asset or income minimum. Instead, we focus on whether our services are a good fit for your needs and whether we can provide meaningful value through our planning-led approach.

Our process begins with understanding your goals, values, and priorities. From there, we create a comprehensive financial plan that addresses key areas such as cash flow, investments, taxes, retirement, and risk management. As life evolves, we provide ongoing guidance to help keep your plan aligned and effective.

Yes. Most clients work with us on an ongoing basis. This allows us to adapt strategies, provide proactive guidance, and help navigate changes over time. We also offer a limited number of one-time financial plans each year for clients seeking focused planning support.

Your financial plan serves as the foundation for investment decisions. We design and manage customized portfolios that align with your goals, timeline, and risk tolerance, ensuring your investments support—not drive—your overall financial strategy.

Financial planning is a collaborative process. We guide you through decisions, provide education and recommendations, and help you stay focused on what matters most—while ensuring the plan reflects your preferences and comfort level.

Clear Insight Wealth Management is fee-only firm, meaning our clients pay directly for our services. We do not get paid by any other party. Fees vary based on the scope and nature of the engagement and will always be clearly communicated in advance.

Clear Insight Tax (our sister company) tax preparation and bookkeeping services are priced separately based on the complexity of the work.

Yes. Tax planning is an integral part of our holistic approach. Clear Insight Wealth Management incorporates tax management into comprehensive financial planning, while Clear Insight Tax provides dedicated tax planning and preparation services for individuals and businesses.

Clear Insight Tax is the tax arm of our firm, offering tax planning and tax preparation services for both individuals and businesses. By integrating our team’s tax expertise, we help ensure tax considerations are aligned with your long-term goals.

Yes. Clear Insight Tax provides tax preparation services in addition to proactive tax planning for both individuals and business owners.

Clear Insight Wealth Management is a fee-only firm, meaning clients pay directly for our services. Fees vary based on the scope and nature of the engagement and will always be clearly communicated in advance. Clear Insight Tax services are priced separately based on the complexity of the work.