You've Served. Your Finances Should Work As Hard As You Did.

Download the free Military Retirement Playbook: a clear, no-jargon guide to TSP optimization, military pension decisions, and building lasting wealth after service.

What's Inside the Military Retirement Playbook

This playbook was written specifically for active duty service members planning ahead, and for veterans navigating what comes next. Whether you're years from separation or already holding a DD-214, the topics covered inside will have a lasting impact on your financial life.

Four sections. Zero jargon.

  • The Thrift Savings Plan is one of the lowest-cost retirement accounts in existence, but most service members aren't contributing enough, aren't invested correctly, or don't know what to do with it after separation. We break it all down, including the G Fund mistake that costs veterans six figures over a career.

  • Which system are you under, and how do you make the most of it? In the Playbook, we walk through the key differences between Legacy and BRS, including pension percentages, TSP matching, Continuation Pay, and lump sum options.

  • At retirement, you'll face one of the most consequential financial elections of your life, and you only get one shot at it. This section walks you through exactly what SBP does, what it costs, and the questions every military couple should answer before retirement day.

  • Leave it, roll it over, or cash it out? We explain every option (including the tax mistake that catches too many veterans off guard) so you can make the right call for your situation.

  • A comprehensive, section-by-section checklist covering TSP contributions, retirement system decisions, SBP elections, and everything you need to have in order before and after separation.

Built for People Like You

Active Duty Service Members

You're still in, but the decisions you make now will shape your retirement. Use this playbook to get ahead of your TSP strategy, understand your retirement system, and plan for the transition before it's upon you.

Veterans & Retirees

Already separated or retired? This playbook covers the post-separation decisions that still matter: TSP rollovers, SBP implications, and making sure the benefits you earned are fully working for you.

Military Spouses

The financial decisions made at retirement affect your future too, especially SBP. This resource will help you understand what's at stake and what questions to ask before your spouse makes an irrevocable election.

About Clear Insight Wealth Management

We are a fee-only, fiduciary financial planning firm specializing in military members, veterans, and business owners. And we are founding members of the Military Financial Advisor’s Association.

Fee-only means we earn no commissions. Ever. Our only job is to give you honest, clear advice built around your life and your goals.

Fiduciary means we are committed to your best interest no matter what. Your goals are our goals.

We believe that our servicemen and women deserve the best.

The Military Retirement Playbook is complimentary: no obligation, no sales pitch. Just the information you need to make confident decisions about your financial future.