Wealth Management News & Updates

Retirement, TSP, 401 (K), Index Funds, Disciplined Investment Adrienne Ross, CFP®, ChFC®, AFC®, MQFP® Retirement, TSP, 401 (K), Index Funds, Disciplined Investment Adrienne Ross, CFP®, ChFC®, AFC®, MQFP®

SpaceX and Index Funds: What Investors Should Know 

The SpaceX IPO has everyone talking—but what does it actually mean for your retirement accounts? For most TSP and 401(k) investors, the short answer is: not much, at least not right away. Here's what you need to know about how index funds add new companies, why the S&P 500 moves slowly, and what to watch for down the road.

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Women over 50, Women, Veterans, Woman Veterans, Career Transition, Retirement, Retirement Planning Adrienne Ross, CFP®, ChFC®, AFC®, MQFP® Women over 50, Women, Veterans, Woman Veterans, Career Transition, Retirement, Retirement Planning Adrienne Ross, CFP®, ChFC®, AFC®, MQFP®

Building Wealth After Service: A Financial Roadmap for Women Veterans 

You served. You showed up in ways most people will never fully understand — and then you transitioned into a civilian world that doesn't always know how to recognize what you bring. The financial transition out of service is one of the most consequential planning moments in a woman veteran's life, and it's one of the most overlooked.

From VA healthcare eligibility and education benefits that just got bigger to TSP decisions that can't be undone, the moves you make in the months and years after separation can set the foundation for decades of financial strength — or quietly cost you benefits you've already earned.

This post is a practical roadmap: what to claim, what to compare, and how to build lasting wealth on the other side of service. Because you've spent years taking care of others. This chapter is about building something lasting for yourself.

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Retirement, Financial Life Planning, Financial Planning, Business Owners Adrienne Ross, CFP®, ChFC®, AFC®, MQFP® Retirement, Financial Life Planning, Financial Planning, Business Owners Adrienne Ross, CFP®, ChFC®, AFC®, MQFP®

How to Pay Yourself as a Business Owner and Plan for Retirement at the Same Time 

You built something. A client base, a practice, a business that didn't exist before you decided to make it real. But somewhere between growing revenue and managing overhead, one question tends to get pushed to the back burner: how do you actually pay yourself — and make sure you're building toward your own future at the same time?

For women entrepreneurs, this is one of the most common blind spots in an otherwise well-run business. The business gets fed first. Retirement savings get postponed until things settle down. And a paycheck that reflects your actual value? That often feels like a luxury rather than a strategy.

It isn't a luxury. It's the foundation. In this post, we walk through how to structure your owner compensation, which retirement accounts make the most sense for self-employed women, and how to make sure the business you've built is working just as hard for your future as you are for it.

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Owning Your Financial Power After 50: A Legacy Built on Your Time

Are you a woman navigating life after divorce, widowhood, or years of putting others first? You’re not alone and you’re more ready than you think. Whether you’ve inherited assets, managed a household, or are holding a portfolio you didn’t build, now is your time to take the lead.

It’s never too late to step into your financial life with clarity and confidence. Start by understanding what you own, how your money flows, and whether your investments reflect your goals and values. Your wealth should reflect you. Let’s build a financial plan that empowers you to lead with confidence and live with intention.

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Estate Planning: The Essential Instruments

Estate planning isn’t just for the wealthy or elderly—it’s for everyone who wants a say in what happens to their health, family, and finances. This post breaks down the 3 essential documents every adult should have: a will, a health care proxy, and a durable power of attorney. Protect your wishes and the people you love.

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