Military retirees and veterans with disability ratings received a 2.8% cost-of-living adjustment at the start of 2026, up from 2.5% in 2025. Retired pay, VA disability compensation, and Survivor Benefit Plan annuities all received the increase. 

A COLA bump is also a natural trigger to revisit your financial plan and make sure your income is structured as efficiently as possible. Here’s what’s worth looking at.

The SpaceX IPO has everyone talking—but what does it actually mean for your retirement accounts? For most TSP and 401(k) investors, the short answer is: not much, at least not right away. Here's what you need to know about how index funds add new companies, why the S&P 500 moves slowly, and what to watch for down the road.

Your TSP beneficiary designation overrides your will. It doesn't matter what your estate documents say — whoever is listed on Form TSP-3 receives those funds. And unlike an IRA, the TSP comes with its own set of inheritance rules that can catch even well-prepared families off guard.

For military members and federal employees, the TSP is often one of the largest assets in an estate. Getting the beneficiary designation right — and understanding how your heirs will be treated under TSP rules — is one of the most important (and most overlooked) steps in a complete financial plan.

In this post, we cover the most common TSP beneficiary mistakes, how TSP inheritance rules differ from IRA rules in ways that matter for your family, and what questions are worth taking to your financial planner before it's too late to course-correct.